From SGD5,000 to SGD100,000, get fast approval and achieve your goals today!

Awarded as the Best Licensed Financial Provider of the Year

立即申请年利率仅从 4月起 5% 开始,帮您节省更多!。
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WELCOME TO ARCREDITZ

Most Popular in Singapore

We provide tailored personal and business solutions for individuals and companies across Malaysia.
With our experienced team of consultants, we’ve successfully assisted more than 4,800 satisfied clients nationwide.
Trust us — we understand your needs and are committed to helping you achieve your goals efficiently.

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    Excellent Customer Service

    Our team is dedicated to delivering exceptional service and support, ensuring that every client feels respected and well-assisted throughout the entire process.

    Customized Financial Solutions

    We tailor our services to meet each client’s unique needs, ensuring they receive personalized solutions that best fit their individual goals.

    High-Value Funding

    We offer personal and business financing of up to SGD1,000,000, empowering our clients to access the resources they need to achieve their goals.

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    Customer Satisfaction

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    Online Services

    SERVICES

    Financial Services

    Personal Financing

    Enjoy 24/7 customer support, a fast approval rate of up to 89% within 20–30 minutes, and attractive plans with rates as low as 3%, regardless of your previous credit history or blacklist status.

    SME / Business Financing

    Our skilled team is ready to provide timely and cost-effective business solutions while ensuring complete confidentiality of your information. We are always here to assist companies in meeting their financial needs.

    Instant Financing

    Our short-term solutions are designed to meet urgent funding needs. Apply now for fast processing and approval within just 30 minutes. Plus, enjoy a 3% rate discount for repayments made within one month.

    例子

    参考图

    最短付款期限:3 个月。
    最长还款期限:36 个月。
    *付款期限可协商。最大限度。年利率 (APR) 是
    1.5 – 6%
    有关当前汇率的更多信息,请联系我们。
    没有隐藏的成本或费用。  

    贷款金额 6 个月 9 个月 12 个月 18 个月 24 个月 36 个月 48 个月
    RM5,000 RM840.64 RM562.52 RM423.47 RM284.42 RM214.91 RM145.41 RM110.67
    RM10,000 RM1,681.28 RM1,125.05 RM846.94 RM568.84 RM429.81 RM290.81 RM221.34
    RM50,000 RM8,406.40 RM5,625.23 RM4,234.68 RM2,844.22 RM2,149.06 RM1,454.06 RM1,106.72
    RM100,000 RM16,812.80 RM11,250.46 RM8,469.37 RM5,688.43 RM4,298.12 RM2,908.12 RM2,213.43
    RM300,000 RM50,438.41 RM30,376.48 RM25,408.11 RM17,065.30 RM12,894.36 RM8,724.36 RM6,640.30
    Jun Hong
    Jun Hong

    I’m very satisfied with the entire process — it was completely hassle-free. The representative was friendly and patient, truly commendable. Most importantly, they offer one of the lowest fixed rates in Malaysia. I highly recommend their services!

    Johnathan Chua
    Johnathan Chua

    Arcreditz made the financing process fast and simple. Their friendly and professional team comes highly recommended. I truly appreciate their help.

    Michelle Tan
    Michelle Tan

    During the pandemic, my finances were affected. I tried applying for a loan from the bank but was rejected. Fortunately, I found Arcreditz through a friend — my application was approved, and the funds were released within an hour! I truly recommend them!

    Customer Reviews

    What Our Clients Say

    Hear from our valued clients — they have a few things to share about their experience with us.

    FAQ

    Frequently Asked Questions (FAQ)

    We offer flexible repayment terms ranging from 12 months to 108 months!
    If you prefer a shorter repayment period, feel free to contact us for more details.

    Our rates are highly competitive — as low as 1% compared to market standards.
    During promotional periods, rates can go as low as 2%, with annual interest rates ranging between 12% and 18%.

    Personal Financing:

    • Open to Malaysian citizens with a valid work permit
    • Singapore citizens
    • No minimum income requirement

    Business Financing:

    • Registered Companies registered are eligible to apply
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